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Gift cards make wonderful gifts because they allow you to basically choose what you would like for yourself. But have you ever turned to your gift cards from last Christmas, or two birthdays ago, only to find that the dollar amount has decreased due to fees, or that it has expired all together? Some of that unclaimed money we see advertised on commercials and newspapers (which ends up being spent
I had a really bad banking experience last week – actually, it took place over 7 days and is still not quite over. I was going to blog about it and rat out the bank, but then some halfway decent customer service changed my mind. When I logged into my account today and saw YET ANOTHER [...]
Got this email from a reader and thought it was brilliant ;) Any others pull this trick?“Last week I needed something notarized, but the corner Western Union only takes cash (it cost $1, no biggie) and I was straight up out of cash. Not even change in my cupholders.Even though USAA refunds [...]
Last week, I wrote about how ING Direct and Everbank offered overdraft protection by way of a line of credit, rather than socking you with overdraft fees. I commented, off the cuff and without doing much research, about how online banks are better than traditional brick and mortar banks about overdraft fees because they aren’t [...]Overdraft Fees at Online Banks from personal finance blog B
Apparently Congress is fed up with the fees banks and credit card companies charge for standard transactions. Two new pieces of legislation propose to put a hamper on bank interchange fees and ATM fees. Both of these proposed bills could have far reaching implications to consumers, credit card companies and banks, and large and small [...] No related posts.
Vanguard recently announced a reduction in their fees. For most investors, those with less than $50,000 in their account, their first 25 stock trades each year will cost only $7, subsequent trades are $20. If you have $50-$500k, all trades are $7. $500k- $1M, all trades are $2. If you have over a million, your [...]Vanguard Reduces Trading & ETF Transaction Fees from personal finance blog Ba
It’s not often that the Supreme Court takes on a case with such a key personal finance subject, mutual fund fees, so when the highest court in the land made a ruling last week, I perked up. The case was Jones v. Harris Associates and it concerned Harris Associates’s Oakmark funds. Shareholders owned Oakmark funds [...]Gartenberg Standard and Mutual Fund Fees from personal finance blog
Bank of America recently announced they plan to stop charging customers overdraft fees for exceeding their checking account balance with debit cards. They go on to say they will no longer allow charges to go through if the amount exceeds the available funds in customers’ checking accounts. I say, it’s about time!I’ve never liked the [...]Post by Frugal Dad

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