Register | Login

Search results for credit

Whether it’s driving on the highway or surfing on the information superhighway, I’ve been seeing a lot of ads for credit reports and credit scores. With the economy weak, people are looking to play defense and advertising are looking to capitalize. Like I’ve said in the past, checking your credit report annually is one of [...]Go Direct To Credit Bureaus for Credit Score
Breaking up is hard to do, but canceling a credit card is easy. Call the company, tell them it’s just not working out, then cut up the credit card! Easy right?
What’s a little harder? Understanding the impact that can have on your credit history and score.
Fortunately, the answer isn’t as complicate as you might think. Why [...]
Canceling A Credit Card
The Fair Credit Reporting Act entitles everyone to access credit reports from each of the three credit agencies – Experian, Equifax and TransUnion every 12 months. While there are tons of places that offer free credit reports for a free trial of their service, the only federally authorized source to offer free reports with [...]The Little Budget Travel Book is Back in Stock on Amazon and
Even a banker’s advice could be totally wrong.I can’t believe what I heard, but a banker told me that carry a credit card balance can improve my credit score.  In fact, there are many people who give the same advice – don’t pay your credit card balance in full to raise your score.  So today, [...]The Little Budget Travel Book is Back in Stock on Amazon and Other Major Onli
I thought it would be fun to add up all the credit limits of every credit card and line of credit we had to see what that amount was.My total? $69,600 (we don’t have any lines of credit)My cards (starred ones are cards I actively use):* Citi mtvU Card – $9,600Discover Miles – $1,000Discover More [...]Your Take: What Is Your Total Credit Limit?
Building your credit history and improving your credit score can be difficult if lenders aren’t willing to extend you a line of credit. It can be even more difficult to rebuild your credit score if you are recovering from bankruptcy or other unfavorable credit settlements.I recently received a reader question about using credit cards to [...]Related Articles:Pros and Cons of Secured Credit
As the economic paddy wagon continues to hee and haw its way through the recessionary mud, once available avenues of emergency funds are steadily drying up. Credit card consumers and account holders across the nation may have noticed that they are receiving fewer credit card junk mail in their mailboxes these days. While this reduction [...]
This may be sacrilegious to say, as a personal finance blogger, but I’ve never been a fan of debit cards.I’m biased though. I think I prefer credit over debit because because I’ve never been in credit card debt. I’ve never been on the business end of the tactics used by the credit card industry. [...]8 Reasons Credit Cards Beat Debit Cards

Username:

Password:

Remember:
Articles from successful, small, independent, high quality websites.