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As part of my downshifting project, I’ve spent the past couple of days replying to several hundred stale messages in my inbox. There were plenty of great reader stories, guest posts, and “ask the readers” questions in my stack of stuff, but there were also some good article ideas, too.For example, I had three different e-mails about bank-related stories. Each of these is pretty
SmartyPig is one of the most unique online banks, and I mean that in a good way. What is SmartyPig? In a nutshell, it is an online bank with best in class interest rates that helps you reach your savings goals. You choose the savings goal and time line, and Smarty Pig will help you [...]
Last week, George commented in my post detailing how to move your CD ladder explaining that there’s “an implied preference that all CDs in a ladder be at a single institution.”George is right, everyone implies that your CD ladder is held at a single institution. That is not a requirement of a CD ladder and [...]Banking on Multi-Bank CD Ladders from personal finance blog Bargaine
This is just a quick note to say that I recently received a letter from E*Trade Bank saying that they’re moving my account to Discover Bank. According to the letter:“We are writing to let you know that your E*Trade Bank account referenced above will soon be transferred to Discover Bank, and become a Discover Online [...]
On today’s episode of The Personal Finance Hour, I’ll join Jim from Bargaineering to discuss the wonderful of banking. We’ll talk about online banks, offline banks, savings accounts, CD rates, and more. (We’ll also talk about how to optimize your accounts.)This show will air live at 3pm Pacific (6pm Eastern). It’s much more entertaining for everyone when you call in
We're all used to online savings accounts and banking now, but remember what it was like pre-internet? When we had to literally walk INTO a bank to get anything done? Or when we had to fill out 15 pages of paperwork and show 13 ID's just to create an account?Well the times have changed my friends, and today we go back down memory lane to remind ourselves how grateful we should be for all this new
In its July 2009 issue, Consumer Reports Money Adviser published a brief overview of the best online banking options according to their research. “Online banking, despite a rocky start, is becoming the rule rather than the exception,” the article says, noting that online banking can net savers better interest rates and increased security.I’d love to [...]
I’ve had a Palm Treo for almost two years and one of the nice things about having a smartphone is that it gives me the ability to go online whenever I have cell service. It’s saved my butt on more than one occasion.With the internet at my fingertips, one thing I’ve done more often is [...]Mobile Banking Safety & Security Tips

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