Financial gurus have been touting the benefits of saving your money, being debt-free, and maxing out your IRA for years. And their influence and determination has paid off for a segment of Americans: how many of us now can shout out “we’re debt-free”, confidently reach our early retirement or on-time retirement goals, and pay cash for all of our expenses? However, the majority of America has stil
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SEC Proposes New Rules for Target Date Funds
Posted 9 days ago (http://www.getrichslowly.org)
This post is from GRS staff writer April Dykman.During the 2008 financial crisis, target date, or life-cycle, funds were hit hard. People who were just a couple years away from retiring held 2010 target date funds that lost 24% of their fund’s assets on average, with a range of 9% loss to a staggering 41%.Same date, different allocationAccording to the Securities and Exchange Commission (SE
I had a really bad banking experience last week – actually, it took place over 7 days and is still not quite over. I was going to blog about it and rat out the bank, but then some halfway decent customer service changed my mind. When I logged into my account today and saw YET ANOTHER [...]
Salary vs. Discretionary Income
Posted 9 days ago (http://feedproxy.google.com)
One of the ways we measure our financial success (and, in some cases, success as a person) in our society is to look at our salary. However, just looking at your salary provides an incomplete picture or your financial situation. This is because your salary does not always provide an accurate representation of how much [...]
Financial gurus have been touting the benefits of saving your money, being debt-free, and maxing out your IRA for years. And their influence and determination has paid off for a segment of Americans: how many of us now can shout out “we’re debt-free”, confidently reach our early retirement or on-time retirement goals, and pay cash for all of our expenses? However, the majority of America has stil
Building Your Financial Bug Out Bag
Posted 9 days ago (http://www.bargaineering.com)
It’s the middle of the night and you’re dreaming of a weekend in Paris when your peaceful dream is abruptly interrupted by the screech of a fire alarm. It takes you a second to smell it in the air but it’s unmistakable, something is burning. Now. You drop the floor and crawl to the door, [...]Building Your Financial Bug Out Bag from personal finance blog Bargaineering.com.
Giving Away TWO $50 Sports Authority Gift Cards!
Posted 9 days ago (http://feedproxy.google.com)
Hey Guys! Got a KILLER giveaway for you today :) Especially if you like sports and/or charities (and/or possibly going to the World Series!! And/or making ME your date for it! haha…)State Farm has teamed up with MLB to give people a chance to attend the 2010 World Series, while [...]
Saving America’s Middle Class – The Return of Frugality
Posted 9 days ago (http://frugaldad.com)
The following guest post is from M.W Larsson, co-founder of TheDailyMiddle.com, an excellent source for middle class survival news and information.There was a time – and it wasn’t all that long ago – when a Middle Class lifestyle wasn’t just obtainable; it was downright easy to be a member. Really, all you needed was an [...]Post by Frugal Dad
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